The facts about credit reports
of credit reports contain inaccuracies that can lower your score
point average score increase after removing errors
saved annually with better interest rates
Average improvement in 6-12 months
💡 Did you know? A 100-point credit score increase can save you over $50,000 on a 30-year mortgage
Join clients who are taking control of their credit and building better financial opportunities.
Begin your credit repair journey in minutes
Track progress with your personal dashboard
Home ownership, business funding, and more
Our proven process disputes inaccurate items on your credit report using your federal rights under the FCRA.
Upload your credit reports from all 3 bureaus. We analyze every account, inquiry, and negative item.
We generate FCRA-compliant dispute letters and mail them via certified mail to each bureau, creating a legal paper trail.
By law, bureaus have 30 days to investigate. You upload their responses and we review every deletion, update, and verification.
If items survive Round 1, we escalate with method of verification letters, final demand letters, and CFPB complaints until your report is clean.
📅 Each dispute round takes 30-45 days for bureaus to respond. Most clients see results within 60-90 days.
Access capital to grow your business
Protect your business with professional LLC formation
What you should know
"Understanding your credit report is the first step to improvement. Most people don't realize they can dispute inaccurate items directly."
"The FCRA gives you the legal right to dispute inaccurate information. Bureaus must investigate within 30 days."
"Persistence pays off. Multiple dispute rounds increase success rates, especially when escalating to CFPB complaints."
Choose the package that fits your credit repair needs
See how better credit opens doors to major life purchases
*Results are illustrative examples of how improved credit can impact major purchases. Individual results vary.