Credit Repair Service

One quick step before we get started

We want to make sure you know your rights.

Step 1 of 2

Consumer Credit File Rights Under State and Federal Law

Federal and California law require you to receive this statement before you sign any agreement. Read it below.

Loading the statement…

Email address

Use the same email you'll enter on the form.

I acknowledge that I received and read the Consumer Credit File Rights Under State and Federal Law statement before signing any agreement.

Type your full legal name to sign

Upload Reports

Review & Submit

Processing

Upload your credit reports to begin the repair process

Select a package below

You'll need a MyScoreIQ tri-merge credit report before submitting

Our system only accepts reports from MyScoreIQ in HTML format. PDFs and reports from other providers (Credit Karma, Experian, etc.) will not work.

Recommended plan: Pro — $24.99/mo

✓ Tri-merge report (all 3 bureaus) — available twice per year
✓ Daily 3-bureau credit monitoring with alerts
✓ Covers your initial report and an updated report when your second dispute round begins

Note: The Plus plan ($14.99) gives you only one tri-merge report per year — fine to start, but you won't be able to pull a fresh report for Round 2 until your annual reset.

Get your MyScoreIQ report →

Personal Information

Full Name *

Email Address *

Phone Number

Date of Birth *

Use your current mailing address

Your address will appear as the return address on all certified dispute letters sent to the credit bureaus. This ensures any bureau responses — including results and follow-up correspondence — are mailed directly to you.

Address Information

Street Address *

City *

State *

ZIP Code *

Upload Credit Report

Upload your tri-merge credit report from MyScoreIQ. Your report must be in .html format -- see instructions below.

How to download your MyScoreIQ report:

Log in at myscoreiq.com and navigate to your tri-merge credit report
Click the Download button on the report page -- it will save as an .html file
Upload that file below

Make sure the file ends in .html before uploading. If it downloaded as something else, contact us for help.

Tri-Merge Credit Report (MyScoreIQ) *

Single file containing all 3 bureaus (TransUnion, Experian, Equifax)

Required Supporting Documents

Why these documents are required

Credit bureaus legally require proof of identity before processing any dispute. Without these, your letters may be rejected or ignored. These documents are included in your certified mail packets sent to Experian, TransUnion, and Equifax.

ID Photo (Driver's License or Government-Issued ID) *

Social Security Card Photo *

Proof of Address (Utility Bill, Bank Statement, etc.) *

By submitting, you agree to our terms of service and authorize us to begin the credit repair process.